What is Credit?

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Your credit is more than just a card in your wallet. Credit cards play a role in establishing your financial record known as credit scores. Credit is receiving a value before payment, based on the trust that payment will be made in the future. In today’s world credit is essential, financial institutions use the concept …

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How Important Is Credit?

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Did you know that the average person has 3.5 credit cards? Or, that one in five Americans are carrying more than $10,000 in debt on their cards? How does this happen? It’s really easy to get into financial trouble if you don’t understand what is happening with your money and how your credit score is …

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